Builders Collective

Enter the team passcode

Video Scripts

twelve questions your buyers are already asking

Start here

Find your name. Film your three. That is the whole job.

Every script is three parts and runs about 20 to 30 seconds.

One take per script. Pause two seconds between each part. Do not stop recording.

Every script is filmed as one continuous video with six parts. You say a part, pause, say the next. The editor cuts on the pauses, so those two seconds of silence are what makes the whole thing work. If you fluff a line, pause and say that part again. Do not start the video over.

Six parts per script, three scripts each. That is 18 clips per person, and it turns into more than 36 finished ads once they are recombined.

Every script, same order
  1. H1 Hook, version one
  2. H2 Hook, version two
  3. H3 Hook, version three
  4. B Body
  5. C1 Close, version one
  6. C2 Close, version two

Filming

What we can and cannot say

  • Keystart, the First Home Guarantee and the $10,000 grant are government programs. The $25,000 Deposit Boost is Builders Collective money. Never call the boost a grant.
  • Never quote what a home or a repayment will cost. Not weekly, not monthly, not total. A number said on camera becomes a promise.
  • Never say how many builders are on the panel. Say our panel.
  • Never invent a figure. Leave it out and the script still works.
  • Say eligibility criteria apply whenever you are unsure. It is always true.

David

How much deposit do you actually need?
BCV_DAVID_01_deposit-actually-need_v1
Shot list — one take, pause between each
  1. D01-H1 hook one
  2. D01-H2 hook two
  3. D01-H3 hook three
  4. D01-B body
  5. D01-C1 close one
  6. D01-C2 close two
Hooks — say all three
D01-H1
Stop saving for a 20% deposit. You almost certainly do not need one.
D01-H2
If you are waiting until you have 20% saved, you could be waiting five more years for nothing.
D01-H3
The 20% deposit is not a rule. It is a habit, and it is costing you years.
Body — same every time
D01-B

There is a WA government lender that takes a 2% deposit.

There is a federal scheme that takes 5% and saves you paying lenders mortgage insurance. And there is a $10,000 grant if you build new.

None of it gets advertised. That is the only reason you have not heard of it.

Close — say both
D01-C1
Tell us what you earn and what you have saved. Two minutes and you will know exactly which ones you qualify for.
D01-C2
Or tap below and answer a few quick questions. We will come back with every program you qualify for.
What income do I actually need for a lender to say yes?
BCV_DAVID_05_income-lender-says-yes_v1
Shot list — one take, pause between each
  1. D05-H1 hook one
  2. D05-H2 hook two
  3. D05-H3 hook three
  4. D05-B body
  5. D05-C1 close one
  6. D05-C2 close two
Hooks — say all three
D05-H1
You can have the deposit and still get knocked back. Here is what lenders actually look at.
D05-H2
Lenders do not care about your savings account nearly as much as you think they do.
D05-H3
Everyone asks about the deposit. The lender is asking something completely different.
Body — same every time
D05-B

They look at what you earn. What you already owe. How many kids you have. What you spend.

Two people on the same wage can get completely different answers, because one has a car loan and three credit cards.

It is almost never the number people expect.

Close — say both
D05-C1
Tell us what you earn and what you owe. Two minutes and you will have a real answer.
D05-C2
Or send us your numbers and we will tell you what a lender would say before you ever apply.
Can I afford rent and a build at the same time?
BCV_DAVID_09_rent-and-build_v1
Shot list — one take, pause between each
  1. D09-H1 hook one
  2. D09-H2 hook two
  3. D09-H3 hook three
  4. D09-B body
  5. D09-C1 close one
  6. D09-C2 close two
Hooks — say all three
D09-H1
The thing that stops most people building is not the deposit. It is the fear of paying rent and a mortgage at once.
D09-H2
Everyone assumes building means double payments for a year. That is not how it works.
D09-H3
You do not repay the whole loan while your house is being built.
Body — same every time
D09-B

While the house is going up, you are not carrying the full loan repayment. The bank releases the money in stages, and you only pay on the part that has been used.

It is the part of building that people get wrong the most.

Close — say both
D09-C1
Two minutes and we will walk you through what your situation would look like.
D09-C2
Or send us your details and we will explain exactly how the payments work in your case.

Hasib

Is it true a WA government lender takes a 2% deposit?
BCV_HASIB_02_two-percent-lender_v1
Shot list — one take, pause between each
  1. H02-H1 hook one
  2. H02-H2 hook two
  3. H02-H3 hook three
  4. H02-B body
  5. H02-C1 close one
  6. H02-C2 close two
Hooks — say all three
H02-H1
There is a government lender in Western Australia that takes a 2% deposit. Two percent.
H02-H2
Nine out of ten people in Perth have never heard of Keystart. It is a WA government lender and it takes 2%.
H02-H3
You are saving for a deposit the government does not even ask for.
Body — same every time
H02-B

It is called Keystart. The WA government runs it and it has been around for years.

It is built for people who can afford the repayments but cannot save a big deposit.

There are limits on what you earn and what you buy. Almost nobody checks whether they fit.

Close — say both
H02-C1
Two minutes and we will tell you whether you are inside the caps.
H02-C2
Or send us your details and we will tell you whether Keystart is even worth applying for in your case.
Can I avoid lenders mortgage insurance without a 20% deposit?
BCV_HASIB_06_skip-lmi_v1
Shot list — one take, pause between each
  1. H06-H1 hook one
  2. H06-H2 hook two
  3. H06-H3 hook three
  4. H06-B body
  5. H06-C1 close one
  6. H06-C2 close two
Hooks — say all three
H06-H1
Lenders mortgage insurance can cost tens of thousands. There is a way to skip it without 20%.
H06-H2
If you are grinding to a 20% deposit just to avoid that insurance, stop. There is a program that does it at 5%.
H06-H3
You can avoid lenders mortgage insurance without a 20% deposit. Almost nobody knows this.
Body — same every time
H06-B

It is called the First Home Guarantee. The federal government backs part of your loan. So you can go in at 5% and the bank does not charge you that insurance.

There are rules about who can use it. So it is worth checking properly instead of assuming either way.

Close — say both
H06-C1
Two minutes to find out whether you are eligible.
H06-C2
Or tap below and we will tell you whether the guarantee is open to you right now.
I am still living at home saving. Do I keep waiting or start now?
BCV_HASIB_10_living-at-home_v1
Shot list — one take, pause between each
  1. H10-H1 hook one
  2. H10-H2 hook two
  3. H10-H3 hook three
  4. H10-B body
  5. H10-C1 close one
  6. H10-C2 close two
Hooks — say all three
H10-H1
Living at home saving? You are in the strongest position in this entire market.
H10-H2
Living at home is not something to apologise for. It is the fastest deposit strategy there is.
H10-H3
The people getting into homes fastest in Perth are the ones still living with their parents.
Body — same every time
H10-B

No rent going out means your savings actually grow.

The mistake is waiting until the number feels big enough. The real starting point is usually much lower than the one in your head.

There is a good chance you are already there and do not know it.

Close — say both
H10-C1
Two minutes. Tell us what you have saved and we will tell you whether you are already there.
H10-C2
Or tap below and we will tell you honestly whether you should start now or keep saving.

Masih

I have about $15,000 saved. Is that enough to start?
BCV_MASIH_03_fifteen-k-enough_v1
Shot list — one take, pause between each
  1. M03-H1 hook one
  2. M03-H2 hook two
  3. M03-H3 hook three
  4. M03-B body
  5. M03-C1 close one
  6. M03-C2 close two
Hooks — say all three
M03-H1
$15,000 saved? You are closer than almost anyone has told you.
M03-H2
Most people with $15,000 in the bank think they are years away. A lot of them could start now.
M03-H3
$15,000 does not sound like a deposit. On the right pathway, it is one.
Body — same every time
M03-B

It depends on the price of the build and which program you can use. A 2% program and a 5% program are very different numbers.

Add a grant on top and the gap gets smaller again.

Nobody can work that out from the outside. It takes two minutes to check.

Close — say both
M03-C1
Tell us what you have actually got saved and we will tell you where you stand.
M03-C2
Or tap below and we will come back with the honest answer, even if the answer is not yet.
Why has nobody told me these programs exist?
BCV_MASIH_07_nobody-told-you_v1
Shot list — one take, pause between each
  1. M07-H1 hook one
  2. M07-H2 hook two
  3. M07-H3 hook three
  4. M07-B body
  5. M07-C1 close one
  6. M07-C2 close two
Hooks — say all three
M07-H1
Nobody has told you about these programs because nobody gets paid to.
M07-H2
These are not secrets. They are just never advertised, because there is no commission in them.
M07-H3
Ask yourself who benefits from you believing you need 20%.
Body — same every time
M07-B

Banks are not going to tell you about a government lender that competes with them.

The person in the display home gets paid by that builder. That is not a scandal. That is just the job.

Nobody in that chain gets paid to sit down and add up every grant you could use. That is the gap.

Close — say both
M07-C1
That is exactly what the two minute check is for. Tell us where you are at and we will show you what applies.
M07-C2
Or send us your situation and we will lay out every program that applies to you, in plain English.
Rent went up again. Do I buy now or wait for prices to drop?
BCV_MASIH_11_rent-went-up_v1
Shot list — one take, pause between each
  1. M11-H1 hook one
  2. M11-H2 hook two
  3. M11-H3 hook three
  4. M11-B body
  5. M11-C1 close one
  6. M11-C2 close two
Hooks — say all three
M11-H1
Your rent went up again. Your deposit did not move. That is the trap.
M11-H2
Waiting for prices to drop only works if your rent stays still. It has not.
M11-H3
Every rent rise pushes the deposit further away. That is the part nobody says out loud.
Body — same every time
M11-B

Nobody knows where prices go next. Anyone who tells you they do is guessing.

What we do know is that rent is money you never get back. And the low deposit programs are open right now.

Waiting costs you something. It just never shows up on a bill.

Close — say both
M11-C1
Two minutes to see where you actually stand today.
M11-C2
Or send us what you are paying in rent and we will show you what the alternative looks like.

Raf

Do I still get the $10,000 grant if I build new?
BCV_RAF_04_ten-k-grant-new-build_v1
Shot list — one take, pause between each
  1. R04-H1 hook one
  2. R04-H2 hook two
  3. R04-H3 hook three
  4. R04-B body
  5. R04-C1 close one
  6. R04-C2 close two
Hooks — say all three
R04-H1
There is $10,000 sitting there for new builds, and most people assume they have missed it.
R04-H2
Buying established, no grant. Building new, ten thousand dollars.
R04-H3
Do not walk past $10,000 because nobody explained which one you qualify for.
Body — same every time
R04-B

It is the First Home Owner Grant. The WA government pays it, and new builds are exactly what it is for.

It also stacks with the low deposit programs. That is where it really starts to change the number you need.

Close — say both
R04-C1
Two minutes to check whether you qualify. No cost and no obligation.
R04-C2
Or answer a few quick questions below and we will confirm whether the grant applies to your build.
I have owned a home before and I am renting now. Am I locked out?
BCV_RAF_08_owned-before_v1
Shot list — one take, pause between each
  1. R08-H1 hook one
  2. R08-H2 hook two
  3. R08-H3 hook three
  4. R08-B body
  5. R08-C1 close one
  6. R08-C2 close two
Hooks — say all three
R08-H1
Owned a home before? You are not locked out. You are looking at different doors.
R08-H2
Most people who have owned before assume they have used up their turn. Most have not.
R08-H3
Owned before and renting now? You have more options than anyone has told you.
Body — same every time
R08-B

Some programs are only for first home buyers. Some are not.

A lender looks at what you can afford now, not what you did years ago.

What changes is which door is open to you. And that has a real answer.

Close — say both
R08-C1
Two minutes and you will know exactly which ones you can still use.
R08-C2
Or tap below and we will map out which pathways are still open to you.
What is the catch with the $25,000?
BCV_RAF_12_whats-the-catch_v1
Shot list — one take, pause between each
  1. R12-H1 hook one
  2. R12-H2 hook two
  3. R12-H3 hook three
  4. R12-B body
  5. R12-C1 close one
  6. R12-C2 close two
Hooks — say all three
R12-H1
We put $25,000 towards your deposit. Everyone asks what the catch is.
R12-H2
When someone offers you $25,000, you should ask why. Here is the honest answer.
R12-H3
$25,000 towards your deposit. Here is exactly where it comes from and why it exists.
Body — same every time
R12-B

It is our money, not a government grant. We are upfront about that.

We get paid by the builder when a home actually gets built. So helping you get in is how we get paid.

Eligibility criteria apply. And it sits on top of the government programs, it does not replace them.

Close — say both
R12-C1
Two minutes to check what you qualify for, including whether the boost applies to you.
R12-C2
Or tap below and we will show you the whole thing, boost included, with nothing hidden.